Free investor tool
NSW stamp duty calculator
Work out the transfer duty on a property in New South Wales at the 2026-27 general rates investors pay, and see how the same purchase compares in every other state.
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| State or territory | Stamp duty | Share of price | Difference from lowest |
|---|---|---|---|
| Australian Capital Territory | $22,200 | 2.96% | $0 |
| Queensland | $26,775 | 3.57% | $4,575 |
| New South Wales | $27,937 | 3.72% | $5,737 |
| Tasmania | $28,935 | 3.86% | $6,735 |
| Western Australia | $29,741 | 3.97% | $7,541 |
| South Australia | $35,080 | 4.68% | $12,880 |
| Northern Territory | $37,125 | 4.95% | $14,925 |
| Victoria | $40,070 | 5.34% | $17,870 |
NSW stamp duty rates 2026-27
General rates for investment property, as at 24 October 2026.
| Property value | Duty |
|---|---|
| $0 to $18,000 | $1.25 per $100 |
| $18,001 to $38,000 | $225 plus $1.50 per $100 over $18,000 |
| $38,001 to $103,000 | $525 plus $1.75 per $100 over $38,000 |
| $103,001 to $387,000 | $1,662 plus $3.50 per $100 over $103,000 |
| $387,001 to $1,290,000 | $11,602 plus $4.50 per $100 over $387,000 |
| $1,290,001 to $3,870,000 | $52,237 plus $5.50 per $100 over $1,290,000 |
| Over $3,870,000 | $194,137 plus $7 per $100 over $3,870,000 |
Source: New South Wales revenue office. Rounding rules vary by state, so the calculator may differ from the official figure by a few dollars.
First home buyers and owner-occupiers
First home buyers pay no transfer duty on a new or existing home up to $800,000, and reduced duty up to $1,000,000, under the First Home Buyers Assistance Scheme (vacant land: $350,000 and $450,000). Eligibility conditions apply, and the scheme is for people who will live in the property.
Check eligibility with the NSW revenue office
Buying your first property as an investment? See first home buyer investors and rentvesting.
Stamp duty in other states
Rate tables, first home buyer rules and worked examples for each state and territory. Duty shown is for a $750,000 investment property.
- VIC stamp duty calculatorVictoria$40,070 at $750,000
- QLD stamp duty calculatorQueensland$26,775 at $750,000
- WA stamp duty calculatorWestern Australia$29,741 at $750,000
- SA stamp duty calculatorSouth Australia$35,080 at $750,000
- TAS stamp duty calculatorTasmania$28,935 at $750,000
- ACT stamp duty calculatorAustralian Capital Territory$22,200 at $750,000
- NT stamp duty calculatorNorthern Territory$37,125 at $750,000
How it works
How stamp duty works in New South Wales
NSW charges a sliding scale: a base amount for each band plus a rate per $100 above the band's threshold, from $1.25 up to $5.50 per $100. The thresholds are indexed to inflation each 1 July. Homes over $3,870,000 pay premium property duty of $7 per $100 above that amount.
Investors pay the general rates shown here. At $750,000, NSW ranks 3 of 8 states and territories from cheapest to most expensive. Because we buy wherever the numbers suit your strategy, duty is one of the costs we weigh when choosing a market.
The numbers are one part of the decision
We look at the figures alongside growth drivers, vacancy, supply and how a property fits your borrowing and portfolio plans, then choose the market that suits your strategy, wherever it is in Australia. See how we buy investment property.
FAQ
Common questions
How much is stamp duty on a $750,000 property in NSW?
At 2026-27 general rates, about $27,937 for an investor. On $500,000 it's about $16,687, and on $1,000,000 about $39,187. First home buyers and owner-occupiers may pay less.
How is stamp duty calculated in NSW?
NSW charges a sliding scale: a base amount for each band plus a rate per $100 above the band's threshold, from $1.25 up to $5.50 per $100. The thresholds are indexed to inflation each 1 July. Homes over $3,870,000 pay premium property duty of $7 per $100 above that amount.
Do first home buyers pay stamp duty in NSW?
First home buyers pay no transfer duty on a new or existing home up to $800,000, and reduced duty up to $1,000,000, under the First Home Buyers Assistance Scheme (vacant land: $350,000 and $450,000). Eligibility conditions apply, and the scheme is for people who will live in the property.
Do foreign buyers pay more?
Yes. Foreign purchasers pay an additional 9% of the price on residential property in NSW, on top of the general duty.
Is this financial advice?
No. It is a general estimate to help you compare options. It does not consider your personal circumstances, and results depend on the figures you enter. Check them with your accountant, mortgage broker or financial adviser before you act.
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