Rising Returns

Buyers agent · Melbourne

Buyers Agent Melbourne for Property Investors

Rising Returns buys investment property in Melbourne for investors Australia-wide. We research, inspect, negotiate and manage the purchase through to settlement, on and off market, and we act only for you.

How we buy for Melbourne investors

  • A strategy built around your budget and goals
  • Searching Melbourne and every other market that fits
  • On and off-market access
  • Negotiation, due diligence and settlement handled
neighbourhoods screened
15,000+
data points per property
250+
years in the industry
11+

Buying in Melbourne

How we buy investment property in Melbourne

After years of slow growth, Melbourne's median house value now sits below Brisbane, Perth, Adelaide and Canberra. That gives investors a lower entry price, but Victorian land tax and other holding costs are higher than in most states. We focus on houses and townhouses with land rather than apartments, and we run the numbers with land tax included so the cash flow holds up after you buy.

We start with what you want the property to do, then test Melbourne against every other market that fits your budget, so you know it's the right place before we search it. When it is, we search on and off market, have every shortlisted property inspected in person, negotiate with the selling agent and manage the contract through to settlement.

The Melbourne property market right now

Melbourne's median house value, $915,119, is now below Brisbane's, Perth's, Adelaide's and Canberra's, after house values fell 7.3% over the year to September 2026.

Median house value · Cotality, Sep 2026
$915,119
House values, past 12 months · Cotality, Sep 2026
−7.3%
Gross rental yield, houses · Cotality, Sep 2026
3.5%
Rental vacancy rate · SQM, Sep 2026
1.9%
Read our Melbourne property market guide

Where investors buy in Melbourne

Melbourne isn't one market. These are the parts of the city investors most often weigh up, and the trade-offs between them. Which one suits you depends on your budget, goals and timeframe.

  • Outer growth areas

    Councils in the west, north and south-east, such as Wyndham, Melton, Hume and Casey, have led 10-year house growth on lower prices, alongside heavy new supply.

  • Middle ring

    Established suburbs in councils such as Monash, Whitehorse, Kingston and Brimbank have houses on land near jobs, rail and universities.

  • Inner city and the east

    The highest-value councils have the weakest 10-year numbers, and inner-city apartments have barely grown in a decade.

  • Geelong and regional Victoria

    Some investors compare Melbourne with Geelong and regional cities, where prices are lower. The same Victorian taxes apply.

Buying investment property as a Melbourne investor

Melbourne investors often weigh two questions at once: whether to keep buying in a city they know well, and how Victoria's state taxes and rules for landlords affect the numbers on a new purchase. For some, a Melbourne property still fits the plan. For others, a purchase in another state balances the portfolio and spreads exposure across different markets. That choice is easier to make with the costs of each option laid out side by side.

As a national buyers agency, we work with Melbourne clients remotely from the first call to settlement. Strategy sessions and reviews happen over video, your brief and shortlists are shared online, and every property we put forward has been inspected in person, with a full video walk-through and photos so you can see what you are buying.

If you decide to buy in Victoria, we check the local details that catch investors out, from heritage overlays in established suburbs to owners corporation records in apartment buildings. If you buy interstate, the same checks apply under that state's rules, and we explain where they differ. Either way, you approve every step and the final decision is always yours.

  • State costs in the numbers

    Holding costs such as land tax differ between states, so we model them before comparing Melbourne with other markets.

  • Fully remote process

    Video meetings, shared documents and in-person inspections with walk-through videos, without you leaving Melbourne.

  • Owners corporation checks

    For apartments and townhouses, OC records, fees and building issues are reviewed before you commit.

  • Portfolio balance

    For investors who already own in Melbourne, we look at how another purchase in the same market affects overall risk.

Buying property in Victoria: rules investors should know

  • Cooling-off

    Three business days for private sales, and you forfeit the greater of $100 or 0.2% of the price if you pull out. It doesn't apply at auction or within three business days either side of one.

  • Section 32

    The vendor's statement sets out the title, planning, owners corporation and outgoings, and must be given to you before you sign.

  • Land tax

    Since 2024, Victorian land tax has applied to investment land worth $50,000 or more, so holding costs are higher than in most states.

  • Rental standards

    Rentals must meet minimum standards, covering things like locks, heating, ventilation and window coverings.

General information only, current as at October 2026. Your conveyancer or solicitor will confirm how the rules apply to your contract.

Stamp duty in Victoria

Transfer duty on an investment property in Victoria at 2026-27 general rates:

  • $600,000 purchase$31,070
  • $800,000 purchase$43,070
  • $1,000,000 purchase$55,000
VIC stamp duty calculator

Buyers agent fees in Melbourne

Buyers agents in Melbourne typically charge a fixed fee of about $15,000 to $30,000, or 2% to 4% of the purchase price. Fees differ for investment and owner-occupier purchases. We give you our fee in writing, with exactly what it includes, on a free discovery call.

How buyers agent fees work

Why invest with a data-driven buyers agent?

Property is a long game. We start with what you want it to do for you, then build the purchase around that.

  • Grow wealthProperties chosen for long-term capital growth, not hype.
  • Financial freedomA portfolio built step by step towards your passive income goal.
  • Early retirementA plan with a timeline, then purchases that fit it.
  • DiversifySpread your risk across states and markets.
  • Escape the 9 to 5Build income that doesn’t rely on your salary alone.
  • Family flexibilityProperty that fits your family’s plans, not the other way round.

How it works

From first call to keys in hand

See the full process
  1. 01

    Strategy · Free

    Discovery call

  2. 02

    Strategy

    Strategy session

  3. 03

    Strategy

    Strategic brief

  4. 04

    Acquisition

    Research and selection

  5. 05

    Acquisition

    Negotiation and due diligence

  6. 06

    Acquisition

    Settlement and handover

Rising Results

Selected client purchases

How a selection of past purchases have tracked since settlement. Results vary by property and market.

View all success stories
  • Brick house with double garage

    Equity gained in 12 months

    $158,000

    Purchase price
    $610k
    Capital growth
    26%
    Rental yield
    5.9%
  • Single-storey brick house with front garden

    Equity gained in 12 months

    $104,000

    Purchase price
    $550k
    Capital growth
    19%
    Rental yield
    6.1%
  • Rendered house behind a wrought-iron fence

    Equity gained in 12 months

    $117,000

    Purchase price
    $585k
    Capital growth
    20%
    Rental yield
    5.8%
  • Investment property purchased for a client

    Equity gained in 24 months

    $189,000

    Capital growth
    24%
    Rental yield
    5.8%
  • Investment property purchased for a client

    Equity gained in 13 months

    $149,000

    Capital growth
    23%
    Rental yield
    6.1%
  • Investment property purchased for a client

    Equity gained in 13 months

    $134,000

    Capital growth
    22%
    Rental yield
    6.0%

Individual client results since settlement. Past performance is not a reliable indicator of future performance.

4.9 from 100+ Google reviews

What clients say about working with us

  • Really knows his stuff

    “My property's value has gone up by over 20% while generating really good rental return even with rising interest rates. Mossy really knows his stuff, he helped me immensely. I definitely recommend having a chat with him!”
    Gary Anderson, Rising Returns client

    Gary Anderson

  • Supported every step

    “My partner and I felt supported and secure every step of the way in our buying journey with Rising Returns totally exceeding our expectation. Not to mention the invaluable amount of knowledge gained about property and investing in the process. Would highly recommend!”
    Chloe Lawson, Rising Returns client

    Chloe Lawson

FAQ

Buyers agent Melbourne: common questions

Read all FAQs
How much does a buyers agent cost in Melbourne?
Most buyers agents charge a fixed fee of about $15,000 to $30,000 for a residential purchase, or 2% to 4% of the purchase price, and the fee differs for investment and owner-occupier purchases. Our fee depends on your brief, and we give it to you in writing on a free discovery call. See buyers agent fees in Australia.
Do you only buy investment property in Melbourne?
No. We work only with investors, and we're location agnostic: we buy wherever the numbers suit your strategy. For Melbourne investors that might be Melbourne itself or another city or state where your budget works harder. We also buy in Melbourne for investors who live elsewhere.
How much is stamp duty on an investment property in Melbourne?
At 2026-27 general rates, stamp duty on an $800,000 investment property in Victoria is about $43,070. On $600,000 it's about $31,070, and on $1,000,000 about $55,000. Work out your own figure in the VIC stamp duty calculator.
Is a buyers advocate the same as a buyers agent?
Yes. In Victoria buyers agents are often called buyers advocates. Both are licensed estate agents who act only for the buyer. Read buyers agent vs real estate agent for how they differ from selling agents.
Is there a cooling-off period when buying property in Victoria?
Yes, for most private sales. Victoria has a three-business-day cooling-off period, and a buyer who pulls out forfeits the greater of $100 or 0.2% of the price. It doesn't apply at auction or to sales within three business days before or after a scheduled auction.
How much money do I need to start?

You need a minimum of $100,000 in cash or equity, and our minimum purchase price is $400,000.

Should I buy now or should I wait?

It depends on your finances, borrowing capacity and goals more than on timing the market. Waiting has a cost if well-chosen property keeps rising, and buying has risks if it stretches your finances. On the discovery call we look at your position and tell you honestly whether buying now makes sense for you.

What is the average price of the properties you buy?

We source properties from $400,000, our minimum purchase price. The final price depends on your personalised strategy and goals.

How long does the process take from the discovery call?

If you qualify to work with us, the next step will be a 45-minute Strategy Session with one of our advisors. From here, it takes 4 to 12 weeks from signing up to settlement, depending on your criteria, goals, and strategic brief.

Do you recommend accountants, brokers, property managers, lawyers, and tax agents?

Yes, we have recommendations for all of those partners. As part of our service, we find the right team for you, and your property depending on the location of the investment. We handle the admin so that this is seamless for you.

What happens if I don't like the property that you present?

Typically, this does not happen since we spend so much time at the start of the journey developing a plan and understanding your needs and how they will fit into your property portfolio. When we create a Strategic Brief, we are extremely clear about the results and do not deliver any properties that do not fit that brief. We typically look at 60 properties before we present the ONE to you. So you can be sure, we are sure.

We also buy for investors in

Talk to a buyers agent about Melbourne

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