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Stamp duty calculator

Work out the stamp duty on an investment property, and compare what the same purchase would cost in every state and territory. Uses the general rates investors pay in 2026-27.

Updated · Free, no sign-up

The purchase

Adds the state surcharge

Every state at $750,000
State or territoryStamp dutyShare of priceDifference from lowest
Australian Capital Territory$22,2002.96%$0
Queensland$26,7753.57%$4,575
New South Wales$27,9373.72%$5,737
Tasmania$28,9353.86%$6,735
Western Australia$29,7413.97%$7,541
South Australia$35,0804.68%$12,880
Northern Territory$37,1254.95%$14,925
Victoria$40,0705.34%$17,870

Stamp duty calculator by state

Rate tables, first home buyer rules and worked examples for each state and territory. Duty shown is for a $750,000 investment property.

How it works

How stamp duty works for investors

Stamp duty, officially transfer duty, is a state tax on buying property. Each state sets its own sliding scale, so the same price attracts very different duty around the country. Investors pay the general rates: first home buyer and owner-occupier concessions do not apply to investment purchases.

Duty is usually payable at or before settlement and is one of the largest upfront costs after the deposit. It is not tax deductible against rent, but it forms part of the property's cost base, which reduces capital gains tax when you sell. Foreign purchasers pay an additional surcharge in most states.

The numbers are one part of the decision

We look at the figures alongside growth drivers, vacancy, supply and how a property fits your borrowing and portfolio plans, then choose the market that suits your strategy, wherever it is in Australia. See how we buy investment property.

FAQ

Common questions

Which state has the lowest stamp duty for investors?

It depends on the price. At $600,000 the ACT and Queensland are among the lowest and Victoria among the highest, but the order changes at other prices. The comparison table under the calculator shows every state at the price you enter.

Do first home buyer concessions apply to investment properties?

No. First home buyer exemptions and concessions are for people buying a home to live in. An investment purchase pays the general rates shown here.

Is stamp duty tax deductible on an investment property?

Not as a yearly deduction. It is added to the property's cost base, which reduces the capital gain, and therefore the tax, when you sell.

How current are these rates?

They are the 2026-27 general rates published by each state revenue office. Thresholds change, usually on 1 July, so confirm the final figure with your conveyancer or the revenue office before you sign.

Is this financial advice?

No. It is a general estimate to help you compare options. It does not consider your personal circumstances, and results depend on the figures you enter. Check them with your accountant, mortgage broker or financial adviser before you act.

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